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Social Security Disability

Your right to federal social security disability benefits is governed by laws established by the United States Congress. Federal agencies and courts evaluate your entitlement to the disability benefits. Federal social security disability benefits are intended to pay cash benefits to people who are unable to work for a year or more because of a disability.

...More specifically, the law provides that when a worker becomes disabled by having a severe mental or physical impairment which prevents the worker from any type of work and (a) has lasted for at least one year or (b) is expected to last for at least one year or (c) is expected to result in death, he or she may be eligible for social security disability benefits. It is important to understand that Social Security is based upon the inability to work. The system does not provide for partial disability or for short-term disability. The disability benefits continue as long as the disability continues.

...There are many factors which will be considered in determining your entitlement to the benefits. The severity of your physical or mental impairments, your age, your education, and your past work may all be considered.

...Once your disability benefits are awarded, you will receive a monthly benefit calculated on your earnings while you were working. By contacting your local social security office, you may obtain a Personal Earnings and Benefit Estimate Statement which will give an estimate of your benefits. Other benefits (such as workers' compensation, government pensions, etc.) you have received will be considered in determining your monthly benefit.

...In addition to the monetary benefit, you may be entitled to Medicare benefits as well. The benefits will continue as long as you remain disabled. Your disability may be occasionally reviewed to determine if you are still disabled.

For answers to some of your questions, please see our Common Social Security Disability Questions page.

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